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The AI Growth Engine for Mortgage Lending
Deterministic rules verify what every borrower qualifies for against 5,000+ agency guidelines. AI delivers the insights, next best actions, and talking points to close. Compliant by design. Intelligent by nature.
Trusted by leading mortgage companies
The mortgage intelligence platform
Atlantis AI is our flagship Growth Engine—the industry's first platform where deterministic rules ensure regulatory compliance while AI powers the insights and actions that close loans. Built for retail lenders, wholesale lenders, brokers, credit unions, and builder lenders.
Atlantis AI: Growth Engine
Know what every borrower qualifies for—always. Deterministic rules verify eligibility across 5,000+ agency guidelines while AI layers on intelligent summaries, next best actions, and talking points—so every recommendation is both compliant and closeable.
Horizon CRM
A CRM built specifically for lending teams. Manage your pipeline, stay connected with borrowers, and close more loans with a unified workspace designed for modern loan officers. The perfect complement to Atlantis.
Real-time intelligence for every borrower
While other systems alert you when something changes, Atlantis tells you what's possible for every borrower—continuously, verified against actual eligibility requirements.
Qualification intelligence, not just alerts
Alert systems tell you when something happened. Atlantis AI uses deterministic rules to verify what every borrower qualifies for right now—then layers AI-driven insights and next best actions on top. Rules keep you compliant. AI makes you competitive.
100% Portfolio Awareness
Every borrower in your database is continuously analyzed against all 21 goal types. No sampling. No batch processing. Complete visibility into your entire portfolio, 24/7/365.
Deterministic Rules, Not Guesswork
Over 5,000 agency rules encoding Fannie, Freddie, FHA, VA, and USDA guidelines. Hundreds of Goal Type and Strategy combinations covering Agency, Government, and Non-Agency products. Every recommendation is pre-verified against actual eligibility requirements.
Four-Lane Inference Engine
We generate four lanes of data from aggregated source data—distinguishing between source data and inferred data—so we can track outcomes separately and achieve high-confidence insights through multiple paths.
Real-Time Scoring and Prioritization
The Sonar Score ranks every borrower by readiness to close, combining qualification confidence with engagement signals. LOs see their best opportunities first.
AI Summaries and Gap Analysis
Powerful AI summaries tell LOs exactly what's happening with each borrower and what gaps need to close to unlock additional goals. No more digging through loan files.
AI-Powered Next Best Actions
AI insights provide recommended actions, talking points, and communication prompts based on real-time data. Know what to say and when to say it.
Mortgage lenders are leaving money on the table
The industry is reactive when it should be proactive.
Reactive, Not Proactive
LOs wait for the phone to ring instead of knowing the moment a borrower becomes ready. By the time they reach out, competitors have already made contact.
Fragmented Data
Borrower information is scattered across multiple systems—LOS, CRM, servicing, leads—making it impossible to see the complete picture or detect opportunities in real time.
Manual Analysis Bottlenecks
LOs spend hours digging through loan files to understand eligibility, calculate scenarios, and figure out what to say. This slows outreach and reduces volume.
Missed Opportunities
Changes in credit, property values, income, or market pricing happen every day, but lenders don't have systems that detect these signals and trigger immediate action.
Frequently asked questions
Everything you need to know about Atlantis and Mortgage365.
Alert systems tell you when something changes—a credit inquiry, a listing, a rate trigger. Atlantis tells you what every borrower qualifies for right now, verified against 5,000+ agency rules, with specific product recommendations and next best actions. We don't just detect opportunities—we verify them and tell you exactly what to do.
Atlantis uses deterministic rules (not AI) to evaluate every possible goal type and strategy that each borrower is eligible for. This rules engine thinks exactly like an LO does, running 24/7/365. AI is then layered on top for summaries, gap analysis, and communication assistance.
The Sonar Score combines three dimensions: Readiness (qualification status and viable goals), Confidence (data quality and verification), and Engagement (borrower interaction history). Together, these rank every borrower by their likelihood to close.
Yes. We have 22+ integrations with major LOS platforms, servicing systems, lead systems, MISMO, and CRM tools. Pre-built integrations mean you can go live within days and get value in the first week.
Atlantis implementations go live in days, not months. Pre-built integrations for major platforms mean rapid onboarding, with most clients seeing value in the first week.
Absolutely. We maintain ISO 27001 compliance and follow industry best practices for data security. Your borrower data is encrypted at rest and in transit, and we never share or sell your data.
Stop waiting for alerts. Know everything. Always.
Atlantis is the only platform that knows what every borrower qualifies for—right now, verified against actual eligibility requirements—and exactly what to do about it.